Insurance Claim Solutions

Loss Assessors Dublin | Insurance Claims Experts

header strip image
Due to the restrictions now in place due to the Corona Virus we are now offering a FREE preliminary inspection using online messaging channels. Please call for details. Currently supported WhatsApp, Skype and Facetime.

Storm Damage | Storm Damage Insurance Claims

Storm damage - overturned treesStorm damage can include fallen trees, debris, damaged roof, basement flooding – these are just obvious examples.

Unfortunately the full extend of storm damage is frequently difficult to assess by the home owner.  Structural damage to your property and water ingress are not immediately visible, but can manifest sometimes months after the claim has been settled and your file closed.

Many people assume they are automatically covered if their roof is leaking. In fact this is not the case and the policy wording is often open to interpretation by insurers.

With roof damage there are as many policy exclusions (wear & tear, bad design, bad workmanship, gradual deterioration, bad construction techniques etc.) as inclusions, with the burden of proving storm damage weighed heavily on policyholders.

 

What to do if you suffered Storm Damage?

Storm Damage - water ingressStorm Damage - flooded roof

1. Assess safety

If you suffered from storm damage, you need to make sure first that the property is safe to occupy.

You should contact Insurance Claim Solutions as soon as possible to assess if there is any structural damage and if you can occupy the property while is being cleaned up and repaired.

2. Assess damage and make sure you are covered

As soon as the safety aspects are dealt with, we assess the rest of the damage, check your policy for any exclusions and limitations.

The immediate actions you take after suffering storm damage are very important and will determine the outcome of your claim. If temporary repairs are carried out, the original damage must be documented with full reports and photos to prove that the roof was damaged by storm. We take pictures and make sure that there re proper records of all repairs carried out

3. File an insurance claim

We notify your insurer about the loss, meet with your insurer’s Loss Adjuster and complete all paperwork required to process the claim.

Having a professional person handle your claim, can make a world of difference.  Loss Adjusters tend to minimise the losses of their employers (they are employed by your insurers) and they often exclude items where the damage is not immediately obvious.

We make sure that the Loss Adjuster had done a proper assessment and that nothing was overlooked.

4. Negotiate settlement

We use our experience and expertise to negotiate the best possible settlement and ensure that you are not short changed by your insurers. We are  insurance claim experts, so we are generally able to negotiate a much better compensation than you can.

We also make sure that there are no reasons for a delay in paying out your compensation (another tactic frequently used by the insurers to make you accept a lower settlement).

 

Recently Settled Storm Damage Claims

Smoke Damage Claim: Trevor looked after everything, we didn’t have to do anything….I wouldn’t have had any idea about where to start.
Fire and Smoke Damage Claim - Joe Hearty from Terenure
Contact Details

Insurance Claim Solutions

Golf Rd, Rush, Co. Dublin

 

Mobile: 086 357 1713 Phone : 01 870 9210

 

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

Google Reviews
Inspecting claims form
Allish Oconnor
Allish Oconnor
20:34 04 Apr 20
Thank you Trevor so much for all your help with my recent... insurance claim. Trevor looked after all paperwork and communication with my insurance company. The claim was processed very efficiently and was totally stress free for me, considering that we had a serious leak in the house. Trevor actually recommended a builder to complete the work and we are extremely satisfied with the job. Do not hesitate to contact Trevor if you find yourself in the need of accessing your insurance! All the best Trevor.read more
Mar O'Donoghue
Mar O'Donoghue
13:08 30 Mar 20
Excellent service. Very difficult case arising due to water... egress from damaged pipe work causing significant subsidence. Insurers attempted to frustrate the claim, without Trevor's help we would never have been able to navigate the claims process successfully. We are forever grateful and would never attempt a home insurance claim again without engaging Trevor first. We cannot recommend his services strongly enough.read more
Antoinette Tierney
Antoinette Tierney
19:18 20 Mar 20
Thanks a million @insurance_claim_solutions_ for looking... after my mam and dad insurance claim after a flood wrecked their bathroom and sitting room. Thank you Trevor for making sure she got fixed up even after the job was finished they would have had no idea how to claim and probably would have left it without claiming, and you took over everything for them. They now have a beautiful wet room which is a godsend to my elderly parents I would highly recommend you in the future and have passed your number on. Thanks again for making a huge difference to their lives greatly appreciated From Antoinetteread more
Miryam Harris
Miryam Harris
09:36 21 Feb 20
Trevor was recommended by our neighbour when we had a water... leak before Christmas. He was just amazing from start to finish and took the hassle way from us having to deal with the insurance company. At all times he was very professional, knowledgeable and courteous. The whole process was seamless from start to finish. I would highly recommend Trevor from Insurance Claims Solutions to anyone.read more
Fidelma Heeney
Fidelma Heeney
14:27 20 Feb 20
Trevor assisted with a claim due to a flood which caused... quite an amount of damage to the property. His calm knowledgeable presence reassured me throughout the process. His professionalism and attention to detail was exceptional and nothing got overlooked. I cannot say enough positive things about his way of working and cannot recommend him highly enough.read more
See All Reviews
Are you fully insured image

Are You Fully Insured?

Download this FREE
House Rebuilding Costs Guide and find out.

Name

Email