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Business Interruption Insurance Claim

Business interruption claim - Workshop water damageBusiness Interruption Insurance will compensate you for the loss of income resulting from damage or loss of property due various perils such as fire, storm, flood, burst pipe, theft or malicious damage.

Loss of revenue resulting from property damage e.g. burnt down or flooded premises frequently exceed the value of damaged property, so it is important to assess them correctly and submit a claim as soon as possible.

Unfortunately Business Interruption policy cover does not apply automatically.

It is usually an extension to your property insurance policy and it can have several components such as profits, fixed costs, extra expenses etc. You need to make sure that your specific peril cover has business interruption extension.

 

How to claim for Business Interruption?

As BI Claims are rarely straight forward, it is advisable that you speak to an expert Loss Assessor as soon as possible.

It is vital to get in touch with someone early in the process, as the first week is critical in assessing the loss correctly and ensuring trouble-free settlement.

Policy wording is often open to interpretation and if you are not an insurance expert, you may miss something in the small print.

Although your accountant may be able to come up with projected sales and profit figures, it takes an expert insurance knowledge to calculate the maximum entitlement you can claim for under your Business Interruption Policy cover.

If you need help with formulating your claim assessing the loos or simply interpreting your policy wording, contact us. We have extensive experience in handling many different types of business claims, from fire damage to flood, water damage, subsidence, burglary and malicious damage.

We have an impressive track record and we pride ourselves in being able to negotiate, in most cases, a full compensation, no matter how difficult was the claim.

Trevor provides an excellent service and I would have no hesitation in recommending him to potential clients.
Paula Marry
Contact Details

Insurance Claim Solutions

Golf Rd, Rush, Co. Dublin

 

Mobile: 086 357 1713 Phone : 01 870 9210

 

We are registered as Public Loss Assessors and fully regulated by the Central Bank of Ireland

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